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Contrary to popular belief, in case of an accident, car insurance follows the car — not the driver. So if you lend your car to a friend or a visiting relative, you could be liable if an accident …

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In the United States, it’s customary that each state has its own minimum coverages for automotive insurance. These minimums insure that each driver on the road has at least some financial coverage in the case of an accident where they are found to be at fault. Although there are exceptions in certain states, Texas requires a minimum …

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