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It is legal to have two car insurance policies on the same vehicle. However, one insurance company will not insure the same car twice. You will have to purchase a second insurance policy with a different insurance carrier and pay both bills. If you choose to double-insure your car, you may be violating the policies of one or both insurance carriers.

Nov 24, 2015  · A situation that we can think where two car insurance policies might be placed on the same vehicle is if there is a co-signer on a car that wants insurance on it in case the primary driver does not keep their insurance on it as they should. This type of coverage is hard to buy separate from all the liability coverage that is required on a policy.

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I’ve just got off phone to my own car insurers as I am borrowing a friends car for a couple of weeks, they told me they cannot add his car to my policy as two insurers cannot insure the same car and that my friend must add me to his insurance as a named driver.

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Multiple drivers in the same house are usually covered under the same car insurance policy. Typically a family will take out one insurance policy and include all drivers and all cars on the same policy.

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