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Contrary to popular belief, in case of an accident, car insurance follows the car — not the driver. So if you lend your car to a friend or a visiting relative, you could be liable if an accident occurs. Even if your friend has great coverage with the highest limits and the lowest deductibles, your auto insurance would have to cover the …

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Florida law requires that all registered vehicles must have car insurance. In its simplest form, insurance is a contract between you (the insured) and a company supplying the insurance (the insurer) at a cost. This contract provides you a form of protection from future potential losses provided you make periodic payments to…

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