If your insurance company will cover the other driver’s accident in your car, you may find that there are additional wrinkles. For instance, what if the accident caused extensive injuries or damage, and the cost of the claim maxes out the limits — the maximum amount your insurer will pay toward a covered claim — on your policy?. In this case, your friend’s car insurance …

In most states, the insurance company will pay to cover repairs to your vehicle regardless of who is driving. 1 But when insurers look at the person behind your wheel and the other car involved in the collision, things become less black and white. It can depend on the terms of your coverage, your policy and the state where you live.

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Permissive use means that if you give another driver permission to take your car, they will be covered by your car’s insurance coverage. NOTE: Your own policy provides the primary coverage, not theirs. See below for more information. car insurance Follows the Vehicle. It’s a common misconception that car insurance follows the driver. In …

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This is going to be a banner year for electric cars. Electric vehicles (EVs) are on track to set a sales record, according to …