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Affordable florida car insurance — for bad drivers. Having a bad driving record can be a huge burden for getting cheap car insurance – no matter your location. In Florida in 2017, a DUI raised rates an average of $934 a year. Other violations, such as an at-fault accident or a speeding ticket will also hurt your driving record.

Florida Car Insurance FAQs Is Car Insurance Required in Florida? Yes, car insurance is required in Florida, but the requirement is lower than in many other states. Only personal injury protection (PIP) and property damage liability (PDL) coverage are required. A minimum of $10,000 in coverage is required for each.

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