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A car insurance quote is an estimate provided by an insurance company detailing how much you can expect to pay for an insurance policy. A car insurance rate is the amount you pay for an auto insurance policy over a certain period of time. The rate is affected by the coverages you choose and some other auto-related factors, such as your driving record.

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Although many insurers are already offering refunds during the COVID-19 pandemic, there are other ways that can help drivers …

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